BancLab LLC, provides all information on the BancLab World-Wide Web site (together with the underlying source HTML files that implement the hypertext features, this "Site") exclusively under the following Terms and Conditions:

1.  OWNERSHIP, LICENSE & RESTRICTIONS ON USE

1.1  All right, title, and interest (including all copyrights, trademarks, and other intellectual property rights) in this Site belong to BancLab LLC. In addition, the names, images, pictures, logos, and icons identifying BancLab LLC's products and services in many countries are proprietary marks of BancLab LLC and/or its subsidiaries or affiliates. Except as expressly provided below, nothing contained herein shall be construed as conferring any license or right, by implication, estoppel, or otherwise, under copyright or other intellectual property rights.

1.2  You are hereby granted a nonexclusive, nontransferable, limited license to view, reproduce, print, and distribute insignificant portions of materials retrieved from this Site provided: (a) it is used only for informational, non-commercial purposes; and (b) you do not remove or obscure the copyright notice or other notices. Except as expressly provided above, no part of this Site, including but not limited to materials retrieved therefrom and the underlying code, may be reproduced, republished, copied, transmitted, or distributed in any form or by any means. In no event shall materials from this Site be stored in any information storage and retrieval system without prior written permission from BancLab LLC.

1.3  Use, duplication, or disclosure by or for the United States Government is subject to the restrictions set forth in DFARS 252.227-7013 (c)(1)(ii) and FAR 52.227-19.

2.  LINKING

You may provide hot links to this Site provided: (a) you do not remove or obscure, by framing or otherwise, advertisements, the copyright notice, or other notices on this Site; (b) you give BancLab LLC notice of such link by sending an e-mail to info@banclab.com; and (c) you discontinue providing hot links to this Site if notified by BancLab LLC.

3.  DISCLAIMERS

3.1  THIS SITE IS PROVIDED ON AN "AS IS", "AS AVAILABLE" BASIS AND BANCLAB LLC EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NONINFRINGEMENT.

3.2  BancLab LLC disclaims all responsibility for any loss, injury, claim, liability, or damage of any kind resulting from, arising out of, or any way related to: (a) any errors in or omissions from this Site and its content, including but not limited to technical inaccuracies and typographical errors; (b) any third party web sites or content therein directly or indirectly accessed through hot links in this Site, including but not limited to any errors in or omissions therefrom; (c) the unavailability of this Site or any portion thereof; (d) your use of this Site; or (e) your use of any equipment or software in connection with this Site.

4.  LIMITATION OF LIABILITY

A COVERED PARTY (AS DEFINED BELOW) SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES OF ANY KIND WHATSOEVER (INCLUDING, WITHOUT LIMITATION, ATTORNEYS' FEES AND LOST PROFITS OR SAVINGS) IN ANY WAY DUE TO, RESULTING FROM, OR ARISING IN CONNECTION WITH THIS SITE, INCLUDING ITS CONTENT, REGARDLESS OF ANY NEGLIGENCE OF ANY COVERED PARTY. "Covered Party" means BancLab LLC, its affiliates, and any officer, director, employee, subcontractor, agent, successor, or assign of BancLab LLC or its affiliates.

5.  PRODUCT & SERVICE AVAILABILITY IN FOREIGN COUNTRIES

This Site may contain references or cross references to BancLab LLC products and services that are not available in every country.

6.  GOVERNING LAWS IN CASE OF DISPUTE; JURISDICTION

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of New York, USA, as they apply to agreements made and solely performed therein. Disputes arising hereunder shall be exclusively subject to the jurisdiction of the Federal Courts of the United States of America and/or the State Courts of New York and jurisdiction therefor shall rest solely in New York, USA.

7.  CHANGES TO SITE AND THESE TERMS AND CONDITIONS

This Site and these Terms and Conditions may be changed by BancLab LLC with or without notice. Please review this link on a regular basis for changes. Continued use of this Site following any change constitutes your acceptance of the change.

8.  ENTIRE AGREEMENT; SEVERABILITY

These Terms and Conditions incorporate by reference any notices contained on this Site and constitute the entire agreement with respect to your access to and use of this Site. If any provision of these Terms and Conditions is unlawful, void, or unenforceable, then that provision shall be deemed severable from the remaining provisions and shall not affect their validity and enforceability.

9.  IF YOU DO NOT AGREE...

IF THESE TERMS AND CONDITIONS ARE NOT ACCEPTABLE IN FULL, YOU MUST IMMEDATELY TERMINATE YOUR USE OF THIS SITE.