BancLab’s proprietary loan performance database, DataBanc, contains data from more than 1 million small business loans
to borrowers nationwide and from all
major industries dating back over two decades.
With more than 15 million transactions, including nearly 460,000 prepayments,
170,000 defaults, and 80,000 recoveries, we offer unparalleled insight into risk
management and modeling of small business loans.
DataBanc far surpasses the data supporting other vendors’ models.
While many vendors' data limitations have led to one-size-fits-all models, DataBanc enables BancLab to provide a suite of customized
credit risk products