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Price Your Loans

BancLab’s web-based LoanInsight loan pricing model combines borrower characteristics, financial information, and loan terms with BancLab’s analytics and DataBanc database to generate loan level risk-adjusted cash flow projections. Based on these cash flows, LoanInsight estimates risk-adjusted return on capital (RAROC) and economic value added (EVA) for every loan in your portfolio.

BancLab customizes LoanInsight to fit each client’s unique data architecture and loan structures. LoanInsight also tracks portfolio-level historical performance and features portfolio composition reporting by various risk factors.

Using BancLab’s secure Internet application, clients can upload or input loan information online to generate RAROC and EVA estimates for prospective and existing loans. Clients can also stress test the results for different loan terms, financial assumptions, and economic scenarios.

If you'd like to learn more about LoanInsight, or any of our products, contact us.